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Term of the week:

Arson Immunity Act

(Arson-Reporting Statute) a law that states that insurance companies should provide items of information that relate to a fire of "suspicious" or "incendiary" origin upon written request from a designated public official. In return, the insurance company is immune from civil and criminal liabilities. Therefore, the fire investigator can request, in writing, insurance documentation relating to persons and property connected to a "suspicious" or "incendiary" fire and insurance companies will comply by providing the documentation requested. This insurance documentation can contain a wealth of information that may pertain to motive and responsibility for the fire. Files that can be requested include the agent's file, claim file, and underwriting file.

For more information on this term, see the interFIRE VR Resource File articles: The Agent's File, The Claim File , and The Underwriting File

 
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