the document that reports the official communication from the insured party that an insured property has been damaged. The Proof of Loss details the property involved, the way it was damaged, the amount of damage, and condition of the property at the time of damage. It can be a valuable tool in establishing how the insured represented the loss to the insurance company, the entity that will determine what, if any, financial compensation will come to the insured.

For more information on this term, see the interFIRE VR Resource File article: Understanding Insurance Documentation