Yust, John. Insurance as it relates to the fire investigator. Fire and Arson Investigator. Vol 45 No 4 (June 1995). p 43-44.

Abstract: This article discusses how an insurance policy is obtained and the process that an insurance company goes through in issuing a policy. Using a hypothetical fire, the author outlines what steps both the public sector fire investigator and the insurance company can go through to obtain further information using the insurance policy and the information associated with it. This includes: application of insurance; proof of loss; the policy; PILR report; credit report; statements; reports; analysis reports; inventory lists.

A number of terms common to the insurance industry are covered. These include: Examination Under Oath (EUO); PILR report (Property Insurance Loss Report); Reservations of Rights; Underwriting.

It is critical that both the public and private sector investigators communicate and share information to allow for a successful prosecution.

For more information, contact:
International Association of Arson Investigators (IAAI)
300 Broadway Suite 100
St. Louis, MO 63102-2808
Phone: 314-621-1966